The number of pensioners is declining, while men live some four years after retirement. This happens with an increase in the average life expectancy of both women and men. During the first quarter of this year, the number of pensioners decreased by 80,456 people, from 11,470,405 to 11,389,949.
Over the past four years, their number has decreased by 6.2%. In 2015, their number amounted to 12,147,200 people, and as of April 1, 2019, according to the Pension Fund of Ukraine, 11,389,900 pensioners. That is, the reduction is by 750 thousand people.
Experts of the National Council for Economic Development analyzed how much the number of pensioners changed in the first quarter of 2019 and where the largest reduction occurred.
Dnipropetrovsk region is the leader in the number of pensioners in Ukraine, where 955,617 people live (as of April 1, 2019), and the smallest number lives in Chernivtsi region - 221,821 people. As we see, in the Dnipropetrovsk region there are 4.3 times more pensioners than in Bukovyna.
Top-five regions with the highest rate of pensioners as of the beginning of the second quarter: Dnipropetrovsk region - 955,617 persons, Donetsk - 813,108, Kharkiv - 794,971, Kyiv - 768,567 and Lviv region - 685,717.
Top-five regions with the lowest rate of pensioners: Chernivtsi region - 221,821 people, Volyn – 266,621, Zakarpattia – 272,876, Kirovohrad - 277 599, and Ternopil – 286,790.
The rest of the regions: Odesa region – 605,345 people, Kyiv – 556,348, Zaporizhia – 536,551, Vinnytsia – 466,406, Poltava – 433,916, Cherkasy – 407,575, Khmelnytsky – 403,010, Zhytomyr – 378,616, Ivano-Frankivsk – 353,210, Luhansk – 339,437, Sumy – 335,713, Chernihiv – 332,545, Mykolaiv – 315,846, Rivne – 295,589, and Kherson – 286,790 pensioners.
According to the analysis of the Pension Fund data, from January 1, 2019 to April 1, 2019, the number of pensioners increased only in Donetsk and Luhansk regions (by 1% and 1.1%, respectively).
In the rest of Ukraine’s regions, the number of pensioners decreased from 0.6% to 1.3%: by 0.6% in Dnipropetrovsk and Rivne regions, by 0.7% in Kyiv city, Cherkasy and Kyiv regions, by 0.8% in Kharkiv, by 0.9% in Zakarpattia, Zaporizhia, Lviv, and Khmelnytsky, by 1% in Volyn, Ivano-Frankivsk, Poltava, Sumy and Ternopil, by 1.1% in Zhytomyr and Odesa, by 1.2% in Vinnytsia, Mykolaiv, Chernivtsi and Chernihiv, 1.3% in Kirovohrad and Kherson.
The largest average life expectancy in Ukraine for the male population was recorded in 1965 and was 67.9 years. The longest average life expectancy among women was recorded in 2017 - 76.7 years. The male population in 2017 had an average duration of 67 years. If a man does not have an appropriate length of service at his 26, he will receive a full retirement pension in his 63-65. While women will retire by age 61. What do we have? A woman will live after retirement for another 16 years, and a man lives only 2-4 years. Therefore, a question arises: should one rely on a pension?
For comparison, in Austria, the retirement age is 60 years for women and 65 for men, with a life expectancy of 84.2 years for the former and 79.4 years for the latter. Thus, a female resident of Austria obtains decent retirement for more than 24 years of her life, and a male resident of this country gets it for almost 15 years. In Germany, women and men have the right to retire from age 65, while men live an average of 78.7 years, and women - 83.3.
That's why we see Germans traveling around the world when they finish working. And this is a good incentive for pension accumulation. What are the incentives to contribute to the joint pension system for the Ukrainians? Therefore, obtaining higher education reduces work experience, despite the fact that both in Ukraine and abroad, there is no large remuneration for it.