According to the message, the proper draft law was approved today at the third reading.
According to the Head of the Committee on Finance Marker of the State Duma Anatoly Aksakov, the document was submitted for consideration because the debt collectors in Crimea bought up the debts of the Ukrainian banks and began to force the local citizens and enterprises.
Particularly, the law provides the loan debtor the right to appeal to the Protection of Depositor Fund founded by the Agency on insurance endowment to not cooperate with the debt collectors directly.
The Fund is obliged to inform the debt collector about the presence of such compellation and the collector should communicate with the loan debtor via the Fund. Also, the debt collector is obliged to appeal to the Protection of Depositor Fund and make sure that there is the compellation from the loan debtor to hold any communication via the Fund.
Even if there was no compellation from the loan debtor, Fund would inform person after the appeal of the debt collector that the loan debtor has all rights to hold the communication via the Fund.
The loan debtor also has the right to ask for the loan restructuring. The Supervisory Board of the Fund can make the decision to write off the deft if there are the grounds for it.
Al procedures considering the communication between the fund and the loan debtors will be defined at the level of Crimea and Sevastopil.
The Agency on insurance endowment should transfer 25 million of dollars to the fund for its work.
Six members will compose the supervisory board of the agency: four representatives of Crimea, one representative from Sevastopil and the Executive Director of the fund.
The Head of the Republic Crimea Sergey Aksenov earlier noted that this law will allow to reduce the debts less than 84.500 dollars and taken from the Ukrainian banks to zero.
All enforcement proceedings towards all Crimean loan debtors whose debts do not pass this sum will be stopped and all arrests should be removed in 90 days.
Aksakov noted that this law concerns even the juridical persons whose debt is more than 84.500 dollars. They can also connect the fund.
The Ukrainian experts note that the approved draft law does not write off the debts of the Crimeans to the Ukrainian banks.
The Ukrainian banks left the peninsula right after the annexation but the President of Russia Vladimir Putin gave advice to the Crimean citizens to not pay out the old credits. The Protection of Depositor Fund was founded in Crimea that began to return the deposits of the Ukrainian banks to the clients.
The State Duma approved the law that obliged the citizens of Crimea to pay out all Ukrainian debts in 2015.
According to the experts, the total sum of the debts of the Crimeans was about two billion of dollars at the moment of the annexation of Crimea.